Mail Order / Telephone Order (MOTO)

If you have a business that processes transactions over the telephone or by mail orders, then you would need a MOTO (Mail Order / Telephone Order) account. This is different from your typical credit card account because you would need to manually input the credit card numbers or have an online virtual terminal versus swiping the customer's credit card. Examples of MOTO accounts include home based businesses, informercial companies or any kind of businesses where a customer has to call to place an order. Having a MOTO account is one step toward the right direction as customers around the world will be able to easily locate your company, conveniently browse your products and/or services online or by television and be able to make an order without the assistance of an employee. In summary, you cannot go wrong with a MOTO account as you will save money while enjoying the many benefits this service will offer your company.

Credit Card Processing References
Mail Order / Telephone Order (MOTO) Accounts
Pin-Based Debit and Offline Debit Transactions
What is a Merchant Account
What Are Credit Card Processing Rates